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Financing your business’ purchases

Short-term credit boost
Increasing working capital
Balancing cash flow
Real estate, tangible property or ILTE guarantees as collateral

Microloan with EIF and ILTE guarantee

  • Up to EUR 50,000 without any collateral
  • Intrest rate starting from 4% + Euribor, agreement fee 300 EUR
  • For very small companies with up to 9 employees and a turnover not exceeding EUR 2 000 000, the EIF guarantee is free of charge and does not require material collateral
  • For very small, small or medium-sized companies - ILTE guarantee, material collateral is possible

Working capital loan

  • Increase working capital for financing business expansion
  • Improve company’s cash flow
  • Guarantees ease for your business operations 
     

Overdraft

  • Cover unexpected expenses and increase cash flow 
  • Use credit at your own discretion 
  • Account is balanced with incoming payments 
     

Factoring

  • Turn your invoices into an immediate cash flow
  • Secure your business by insuring debtor risk
  • Supply chain financing to finance your purchases
     

Simple to apply

1.
Send us the filled application


2.
We will contact you with proposal or additional questions
3.
After a positive decision, sign the agreement

EIF Guarantee

Contracts entered into between the European Investment Fund (EIF) and SEB enable us to provide loans to micro, small and medium-sized enterprises in Estonia, Latvia, and Lithuania. The Guarantee is provided with the ultimate purpose of enhancing access to finance in line with defined policy objectives. The objective of this program is to increase access to finance for micro-enterprises by offering additional guarantee from the EIF.

To get the EIF-supported financing, fill in  application.

European Investment Fund logo

Cooperation with Ilte

ILTE provides individual guarantees that help micro, small and medium-sized enterprises in Lithuania solve the problem of insufficient or unattractive collateral, thereby facilitating access to financing sources. These guarantees are intended for both start-up entrepreneurs and existing companies seeking to invest in tangible assets, replenish working capital or implement other business development projects.

Options to finance your business’ trade

Find a suitable option to manage the risks and financing of your company’s trades

Learn more

Want to make sure you find a suitable solution?

  • Our client executives will help you find the most suitable financing solution for your business.
  • We have a dedicated team of professionals you can trust.