New agreements are no longer concluded from 9 April 2024
|
Service name |
SUMANU
|
SUMANU PLIUS |
SENJORAS
|
JAUNIMAS1 |
MINIMUM |
|---|---|---|---|---|---|
|
Fee |
1 Eur/month |
2,50 Eur/month |
0,70 Eur/month |
0,50 Eur/month |
1,37 Eur/month |
|
Minimum bank service fee for residents3 |
all accounts | all accounts | all accounts | all accounts | 1 account |
|
One debit card without monthly fee4 |
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|
Sending a new / renewed / replaced debit card to client by regular post in Lithuania without fee |
- | - | - | - | |
|
Mastercard Standart credit cards without issuance and monthly fees |
- | - | - | - | |
|
Cash withdrawal at SEB and at other Lithuanian and foreign bank ATMs with any debit card (a limit is common to all available debit cards)5 |
Free of charge up to 550 Eur/month | Free of charge up to 1000 Eur/month | Free of charge up to 550 Eur/month | Free of charge up to 200 Eur/month | Free of charge up to 550 Eur/month 6 |
|
Money transfers between own accounts |
Unlimited number of transfers | Unlimited number of transfers | Unlimited number of transfers | Unlimited number of transfers | Unlimited number of transfers |
|
Money transfers in all currencies to SEB |
Unlimited number of transfers | Unlimited number of transfers | Unlimited number of transfers | Unlimited number of transfers | for 10 fund transfers per month, included SEPA direct debit |
|
SEB mobile app notifications |
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|
Bank SMS messages |
- | - | - | - | |
|
Digipass (issuance)8 |
- | - | - | - |
All natural persons are classified as non-resident customers, other than those, who are classified as residents. Any resident is considered a natural person legally residing in the Republic of Lithuania or in any other Member State of the European Union or of the European Economic Area, United Kingdom, i.e. a person who, by virtue of the legislation of the Republic of Lithuania or of such other Member State respectively, has the right to reside in the Republic of Lithuania or in such other Member State.
1 Service Plan JAUNIMAS is meant for university, college, etc. students.
2 For socially disadvantaged people – 0,69 Eur/month
3 Administration of incoming payments, bank account opening, bank account closure, bank account maintenance
4 The one oldest debit card monthly fee is not applied.
5 If the amount that is offered free of charge is exceeded, standard fees apply.
6 Cash withdrawal at SEB bank ATMs in Lithuania.
7 No fees apply to non-urgent transfers to accounts with SEB and other banks registered in Lithuania, the European Union and the European Economic Area countries, Switzerland, Monaco, San Marino Andorra and Great Britain. Funds transfers under express payment orders are subject to our bank’s standard fees (see our bank’s price list).
8 If a customer is willing to subscribe for service plan MINIMUM, but has no smart device (smartphone, tablet, laptop, etc.), a digipass is issued free of charge.
Additional benefits
- Classical foreign travel insurance is provided for customers acquiring Mastercard Standard
- At shops/stores with cash disbursing function, when the amount you pay is no less than 5 euro, you may withdraw cash, free of charge, from 5 to 100 EUR. The amount withdrawn is not included in the free-of-charge monthly limit.
Calculation Sample of the Annual Percentage Rate of Charge
If you obtain and use the credit limit of EUR 2,000 available in your credit card account, and the credit period makes 12 months, the total amount to be repaid by the borrower will make EUR 2,292.71 (if 5% fluctuating instalment method is selected for the credit repayment) or EUR 2,311.86 (if the credit will be repaid in a lump sum). The above specified amount includes interest accrued within the credit period (fixed interest rate of 17 per cent (if 5% fluctuating instalment method is selected) or 14 per cent (if the credit will be repaid in a lump sum) has been applied in the calculation), the card issuance, collecting card at the bank’s branch and card use fee (service fees of contactless credit card Mastercard Standard have been included in the calculation) and taking into consideration the selected credit repayment method and repayment day (15th day).
In such case, the annual percentage rate of charge makes 20.80 per cent (if 5% fluctuating instalment method is selected for the credit repayment) or 16.75 per cent (if the credit will be repaid in a lump sum). The annual percentage rate of charge and the total amount to be repaid by the borrower has been calculated taking into consideration the selected credit repayment method and the repayment day and making assumptions that the amount of outstanding credit is repaid within 12 months, the bank and the customer fulfil their obligations under the credit agreement within a specified period of time, interest rate and other charges remain the same as they were on the date of entering into the agreement on credit limit, the bank disburses the total credit on the agreement signature date and such amount is not repaid by the credit maturity date.
