Renewed service plans will give you more benefits
More environmentally friendly cards with renewed service plans
without additional charges
Instant trauma insurance
Purchase and travel insurance for credit card holders
Increased cash withdrawal from any bank ATM
Unlimited transfers with majority service plans
Renewed service plans
Scroll the table horizontally, in order to see more information on different service plans.
| Service name |
Standard fees |
YOUTH1 (those who have from 09-04-2024) |
MINIMUM2 until 01-01-2025 (basic payment account service) |
MINIMUM2 from 01-01-2025 (basic payment account service) |
DAILY |
DAILY+ |
PREMIUM |
|---|---|---|---|---|---|---|---|
|
An option to apply via internet bank |
Automatically applied | Apply | Apply | Apply | Apply | ||
|
Concluding, monthly fee |
EUR 0 – 0-25 y. o. | EUR 1.37 EUR 0.692 |
EUR 1 EUR 0.502 |
EUR 2 EUR 0 – 18-25 m. EUR 03 EUR 14 |
EUR 4 | EUR 7 EUR 3.50 until 01-01-2025 |
|
|
Payments to European countries via the internet5 |
EUR 0.33/payment | unlimited number of payments | 10 payments | 15 payments | unlimited number of payments | unlimited number of payments | unlimited number of payments |
|
Cash withdrawal at ATMs of SEB bank and other Lithuanian and foreign banks with any debit card (a limit is common to all available debit cards) |
2 % (at least EUR 1) | EUR 600/month | EUR 550/month | EUR 800/month | EUR 600/month | EUR 1000/month | EUR 2000/month |
|
Instant trauma insurance (free)6 |
single payout EUR 50/year |
single payout EUR 100/year |
single payout EUR 200/year |
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|
One debit card without monthly fee7 |
EUR 1/month | Debit Mastercard or SEB Mylimiausia Mastercard | Debit Mastercard | Debit Mastercard | Debit Mastercard or SEB Mylimiausia Mastercard | Debit Mastercard or SEB Mylimiausia Mastercard | Debit Mastercard or SEB Mylimiausia Mastercard |
|
Credit card issuing8, maintenace7 |
EUR 3 issuing and EUR 2/month, EUR 5 issuing and EUR 4.50/month |
1 card, Mastercard Standard |
1 card, Mastercard Premium |
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|
Minimum bank services9 |
EUR 1 | unlimited number of accounts | 1 account | 1 account | unlimited number of accounts | unlimited number of accounts | unlimited number of accounts |
|
A possibility to add members11 |
2 members who will be invited to the DAILY+ service plan for which 80% of the price will be paid | 2 members who will be invited to the PREMIUM service plan for which 80% of the price will be paid | |||||
|
Sending a debit card to customer by regular post in Lithuania |
EUR 2 | ||||||
|
Sending a debit card to customer via parcel machine |
EUR 2.80 | ||||||
|
Depositing of cash into your own bank account in euros using SEB bank cash-in ATMs in Lithuania in excess of approved standard 10000 Eur/month limit |
0.07 % of an amount exceeding EUR 10 000/month |
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|
Digipass issuance12 |
EUR 15 |
1 If you are aged between 18 and 25 (inclusive) and use another plan, terminate its agreement, and we will automatically apply the plan YOUTH.
2 Service plan MINIMUM corresponds to the service set of the basic payment account service approved by the Bank of Lithuania. The monthly fee of the plan for socially disadvantaged people until 31 December 2024 (inclusive) is 0.69 Eur, from 1 January 2025 – 0.50 Eur. Non-resident customers who subscribe to a service plan are additionally subject to a minimum bank service fee for non-residents. All natural persons are classified as non-resident customers, other than those who are classified as residents. A resident is a natural person legally residing in the Republic of Lithuania or in any other Member State of the European Union or of the European Economic Area, United Kingdom, i.e. a person who, by virtue of the legislation of the Republic of Lithuania or of such other Member State has the right, respectively, to reside in the Republic of Lithuania or in such other Member State.
3 Concluding, monthly fee of service plan DAILY for customers onboarded via mobile app – EUR 0 for the first 3 months or up to 25 years (inclusive).
4 Concluding, monthly fee of service plan DAILY for individuals aged 18 to 25 (inclusive) – 0 Eur; for individuals who have reached the retirement age determined by the Law on State Social Insurance Pensions – 1 Eur.
5 In all currencies to other customer’s account within the Bank, according to bill or tax payment, under a standing order agreement, one-off e-invoice payment, European: instant and SEPA. For more information check here.
6 The insurance service is free and is included in the DAILY, DAILY+ and PREMIUM service plans. With instant trauma insurance coverage, you or your service plan member will be paid if you or your service plan member experience a medical condition (injury) that requires you or your service plan member to go to the emergency room as a result of an accident. The insurance benefit is paid for one such event to you or your service plan member per calendar year and its occurrence must be proven by medical documents. The insurance benefit is paid within two working days from the submission of the necessary medical documents. The customer or their service plan member does not need an insurance policy to receive this coverage. Insurance coverage for the customer is valid from the day after the conclusion of the service plan contract until the contract expires, and for the service plan member from the date of agreement to become a service member until the member is removed from the service plan. Insurance protection in case of injury is provided by the Lithuanian branch of "SEB Life and Pension Baltic SE". This insurance cannot be purchased separately without a service plan.
7 No monthly fees of the oldest debit / credit card apply.
8 There is an additional charge for sending / collecting the card.
9 Bank account opening, maintenance, bank account closure, administration of incoming payments10. Non-resident customers who subscribe to a service plan are additionally subject to a minimum bank service fee for non-residents. All natural persons are classified as non-resident customers, other than those who are classified as residents. A resident is a natural person legally residing in the Republic of Lithuania or in any other Member State of the European Union or of the European Economic Area, United Kingdom, i.e. a person who, by virtue of the legislation of the Republic of Lithuania or of such other Member State has the right, respectively, to reside in the Republic of Lithuania or in such other Member State.
10 Administration of incoming payments in all currencies transferred within SEB Bank and administration of incoming payments in euro from other banks registered in Lithuania, the EU, the EEA countries, United Kingdom, Switzerland, Monaco, San Marino, Andorra and Vatican City State.
11 Your family members / friends / other acquaintances (up to 2 people), who are SEB customers will be able to use the same service plan free of charge, as your single monthly payment will cover the expenses of all the plan’s users. Please note that your monthly fee increases by 80% for each added user.
12 For customers without a smart device (smartphone, tablet, laptop, etc.), a digipass is issued free of charge.
13 For individuals who have reached the retirement age determined by the Law on State Social Insurance Pensions.
If you use only 1 bank account, 1 Debit Mastercard, make 10 or less payments per month, and you do not need the instant trauma insurance, consider subscribing to the plan MINIMUM (the basic payment account service regulated by the Bank of Lithuania). You can read more here.
Please note that from 2025 January 1 plan MINIMUM conditions will change.
Service plans calculator
Plan MINIMUM is not included in the calculator. If you want to choose this plan, you can learn more here.
Frequently asked questions
In order to give you more time to familiarise yourself with the service plans, compare them and choose the most suitable one, we are extending the period for plan selection until 1 January 2025 (previously deadline set on 1-5 July 2024).
We want customers to have more time to familiarise themselves with the service plans, compare them and choose the best service plan for them.
You will continue to benefit from the service plan you selected. Please be reminded you that you can choose another plan that suits you best at any time should your situation or daily banking needs change.
You can choose the most suitable service plan for you at the SEB Internet banking until 1 January 2025.
Click “Additional Services” > “Service Plans” in the menu bar, select the appropriate plan and conclude a service plan contract.
You can also choose a service plan in the mobile app More > Service Plans.
You received information about service plans and their benefits in person in June through several or one of the following channels: e-mail, message via the Internet banking, SMS, paper letter. You can also find detailed information about service plans on our website. It allows you to compare service plans and choose the most suitable one for you.
Free instant personal injury insurance covers unexpected accidents that require a visit to the emergency room. The accident must be certified by a medical document issued by a doctor.
Insurance benefit – EUR 50 for customers with the DAILY plan, EUR 100 for the DAILY+ plan and EUR 200 for the PREMIUM plan.
The insurance benefit can be paid for one accident per calendar year. The insurance benefit will be paid within two business days after receiving all the necessary medical documents. The insurance is valid until the end of the service plan contract.
To use this insurance you do not need to have a credit card or sign a separate insurance contract, it is enough to be a user of the service plan.
Yes, free instant insurance against injuries is also valid in foreign countries. Documents certifying the insured event must be submitted in Lithuanian or English (or an official translation into one of these languages must be provided)
In this case, you can:
• Terminate your Service Plan contract with us free of charge. You can do this by clicking More > Service Plans > My Plan > Terminate Contract in the mobile app; or by clicking Additional Services > Service Plans > My Plan > Terminate Contract, or by visiting the bank branch. If you terminate the Service Plan contract, we will charge you separately the rates specified in the price list for the use of each bank service.
• Terminate the General Agreement concluded with us free of charge (i.e. terminate the bank account, payment card and other service contracts concluded with us). You can do this by sending us a message via the Internet banking (click on Messages > Write new message) or by visiting a bank branch.
• Use a limited-use account if you do not use payment services, but you need the account to accumulate and administer credit, leasing or deposit payments.
• Use the account transfer service free of charge and, with the help of another payment service provider of which you are a customer, transfer the payment services linked to your bank account (periodic payment agreement, SEPA direct debit agreement and periodic receipts)
For many years, we have been paying great attention to the financial literacy and entrepreneurship education of children and youth. Therefore, with our services and their pricing, we want to encourage children and young people to familiarise themselves with banking services and thus learn to sustainably manage their personal finances.
There is no need to order the YOUTH service plan. This plan is automatically applied immediately after opening the first bank account for persons under 25 years of age (inclusive). It expires on the day the person turns 26.
Yes, when ordering the DAILY service plan for persons between 18 and 25 years of age, the customer will automatically be charged EUR 0 for the contract and monthly fees.
When the inviting customers wish to change or change their selected service plan, previously added members will be automatically removed.
The customer can choose whether to include members and decide how many. It is important that the number of members included does not exceed the maximum possible number of members, which is two persons.
This insurance service applies to purchases made by credit card holders, paid for by a credit card, both in physical and electronic stores worldwide. Purchase protection insurance protects the insured person’s purchases against damage, destruction or loss due to any sudden and unexpected event for up to 6 months from the date of purchase.
