Smart-ID is a free app that serves as a proof of identity (just like M-signature or code calculator) and allows you to connect to the SEB internet bank, confirm payments and sign digital documents. The app is available to all our customers from the age of 7, who have a smartphone or tablet with internet connection.
Download the app
Smart-ID app is developed by our cooperation partner SK ID Solutions. With more than a few million active users throughout the Baltics the app is the most popular solution for internet bank authentication.
Setting up Smart-ID
With eID card or passport using biometrics
- Done remotely
- Sets up app’s full version
- Available if you’ve been a Smart-ID user before
With electronic or mobile signature
- Done remotely
- Sets up app’s full version
- Available for new users and for repeated setup
With eID card and card reader
- Done remotely
- Sets up app’s full version
- Available for new users and for repeated setup
In a branch
- Qualified eSignature is installed
- Available for new users and for repeated setup
- For 7 to 17 y/o children and adolescents – free of charge. Please note that when arriving to the branch, under-aged customers shall be accompanied by their parent and / or legal guardian
- Free for first time users (repeated setup for adults in a branch has a setup cost according pricelist)
Smart-ID levels and possibilities
Recommended: Smart-ID full access account
Can be used to securely connect to internet bank, confirm payments, access third party service providers and sign online documents.
Signatures given with Smart-ID are legally binding, recognized in all EU states and have the same legal effect as handwritten signatures.
Smart-ID limited access account (Basic) (Not available at SEB)
Can be used only to securely log in to internet bank and confirm payments.
Learn more about levels and how to upgrade Basic to full version on SK ID Solutions webpage.
Using Smart-ID
Connect to the SEB internet bank
- On the internet bank login screen, select authentication method "Smart-ID";
- Enter your internet bank’s User ID and personal identity number;
- Press "Log in";
- Open the Smart-ID app on your phone (if it’s not prompted automatically). Carefully make sure that the code in the internet bank matches the one visible in Smart-ID app, then enter the PIN1 code;
- If the PIN1 code was entered correctly, the internet bank will automatically open in a few seconds.
Confirm payments and applications
- Fill in the payment form, press the "Sign electronically" button;
- Open the Smart-ID app on your phone (if it’s not prompted automatically). Carefully make sure that the code in the internet bank matches the one visible in Smart-ID app, then enter the PIN2 code;
- If the PIN2 code was entered correctly, payment confirmation will automatically appear in a few seconds.
Attention! In Smart-ID app always carefully read the text under the control code – it says what action is waiting for the confirmation.
Blocked Smart-ID
To prevent your funds and data from potential fraud, your Smart-ID account will be blocked in the following cases:
- If the PIN is entered incorrectly three times in a row, the account will be blocked for three hours.
- If the PIN is again entered incorrectly three more times in a row after the three hour block expires, the account will be blocked for 24 hours.
- If the PIN is again entered incorrectly three more times in a row (nine times consecutively) after the 24 hour block expires, the account will be blocked permanently for security of your funds and data. To continue using Smart-ID, you will need to delete your account from the device and set it up again.
Frequently asked questions
General questions
For general questions about Smart-ID security, use and other topics, please visit the official website of our cooperation partner and app’s developer SK ID Solutions.
Questions specific to SEB
You can use a single Smart-ID account to connect to and confirm transactions in other banks as well. There might be different additional steps or actions for different banks, but in general the respective bank will automatically send a confirmation prompt to your Smart-ID when you are logging in or making transactions.
Yes, if you use Smart-ID to access your private internet bank, you can also connect to the company’s internet bank. Just make sure that you first connect to your private internet bank after setting up the Smart-ID.
If you don’t use Smart-ID for authentication in other banks, you can simply delete the Smart-ID account and uninstall the app from your phone or tablet. Just make sure that you have other authentication tools available so you can still access the internet bank and confirm transactions, for example a code calculator or Mobile-ID.
