Investment plans
- Low-risk funds offer small fluctuations in the value of investments and small but rather stable yields.
- High-risk funds offer large fluctuations in the value but may ensure higher yields.
- The higher the risks, the longer should be the investment horizon.
| Investment fund | Risk category | Risk | Recommended investment horizon | Area of investment | Principles of sustainable investment | Documents |
|---|---|---|---|---|---|---|
| SEB Active 80 | 4 | High | 5 and more years | Investments in bonds, hedge funds, stocks, currencies, commodities, equities. | Promotes environmental or social characteristics among other features Read more |
Sustainability information document |
| Long-term Investment | 4 | High | 5 and more years | Investments in stocks of companies of various countries and various industries, firms investing on stock markets. | Promotes environmental or social characteristics among other features Read more |
Sustainability information document |
| SEB Active 55 | 3 | Medium | 5 and more years | Investments in bonds, hedge funds, stocks, currencies, commodities, equity capital. | Promotes environmental or social characteristics among other features Read more |
Sustainability information document |
| Balanced Investment | 4 | High | 5 and more years | Up to 60% of all assets invested in bonds and the remaining 40% in stocks of companies of various countries and various industries. | Promotes environmental or social characteristics among other features Read more |
Sustainability information document |
| SEB Active 30 | 3 | Medium | 3 and more years | Investments in bonds, hedge funds, stocks, currencies, commodities. | Promotes environmental or social characteristics among other features Read more |
Sustainability information document |
| Conservative Investment | 2 | Low | 3 and more years | Investments in bonds of governments, local authorities and companies as well as firms investing on bond markets. | Sustainability risk is not integrated into investment decisions | - |
| SEB Active 20 | 2 | Low | 3 and more years | Investments in bonds, hedge funds, stocks, currencies, commodities, equity capital. | Promotes environmental or social characteristics among other features Read more |
Sustainability information document |
| Short Bond (EUR) | 2 | Low | 1 and more years | Investments in bonds, money market instruments denominated in euro. | Promotes environmental or social characteristics among other features Read more |
Sustainability information document |
More information about investment funds, risks and yields
You may register for a free of charge consultation and we will provide advice on the investment risk acceptable to you and will assist you in selecting a suitable investment plan. You will have an opportunity to change the selected investment plan on SEB's Internet Bank free of charge within the entire effective period of the agreement, if necessary.
Information in this document about the unit-linked life insurance service offered by SEB Life and Pension Baltic SE Lithuanian branch is submitted for marketing purposes. It may not be interpreted as a personal recommendation or an instruction to invest and may not be deemed to be the basis or a part of any deal to be executed later. Irrespective of the fact that the content of this document is based on the sources that are deemed to be reliable, SEB bank and SEB Life and Pension Baltic SE Lithuanian branch will not assume responsibility for any inaccuracies or losses which may result from the actions taken on the basis of such information. The specific taxation depends on the individual circumstances related with you and may be subject to changes in future.
The investment return is related to risks, its value may increase or decrease and previous positive return does not guarantee the same result in future. In certain cases, the losses may exceed your initial investment. In case of investment in the financial instruments denominated in a foreign currency, fluctuations in the exchange rates may have impact on your investment return.
You will be responsible for the investment decisions made by you, therefore before making thereof you should familiarise with detailed information and strategy of a specific investment plan and assess yourself or with the assistance of consultants whether inflation or exchange rate fluctuations or changes in the market interest rate or any other events which do not depend on the intentions and actions of SEB bank or SEB Life and Pension Baltic SE Lithuanian branch may result in decrease of your investment value.
Before making any investment decision, we recommend you to familiarise with descriptions of the investment plan and prospectuses of the funds you invest in under such plan, to obtain more detailed information about the characteristics of such financial instruments, benefit and risk factors. You may receive such information by calling at +370 5 268 2800 or by visiting any unit of SEB bank.
Clients, who do not meet the criteria for entering into the insurance agreements specified in the standard insurance rules, may sign the insurance agreement on the individual terms.
Please note that the services described here are not intended for investors within the jurisdiction other than that of SEB bank units providing these services and that investment opportunities, authorisation to invest and investing in locations of certain jurisdictions, including the United States of America, Canada, Japan and Australia, may be unlawful. SEB bank may not advise on investment issues, promote investments, solicit or offer investments where any such may be unlawful. If you live or read information on this website at a location within the jurisdiction other than the one of the SEB bank unit which provides this information, you are responsible for compliance with the laws and other legal acts which may be applicable to you. If you need more information, please contact your SEB bank account manager or any SEB bank unit.
Disputes related to the insurance contract are resolved through negotiations. If no agreement is reached these are being looked at in out-of-court basis in accordance to with the procedure established by the legislation at the Bank of Lithuania (Gedimino pr. 6, Vilnius, more information at www.lb.lt) or in the courts of the Republic of Lithuania.
